As you're not doubt aware, the Federal Government announced it's 2017 Budget this week and one of the surprise outcomes was the Downsizing Contribution for those looking to move out of a larger family home. Here's a little more about how that works... Downsizing...
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3 Reasons to Bond with Bonds
Bonds are one of the four major assets classes, but they’re probably the least understood. Here’s why they’re an important part of many portfolios. What are bonds? Bonds are essentially loan arrangements that governments and large companies use to raise money. These...
The Big Budget Picture
Tracking where your money actually goes can make revealing reading. ASIC’s 2012 consumer-spending figures show the average household spends $69,000 a year: Australians splash $78.4 billion a year on their cars, compared to just $2.2 billion on public transport; almost...
Budget to Save Yourself!
The average household spends more than $69,000 a year. Neal Vaughan explores the best ways to manage that. Wondering why you spend almost everything you earn, living from payday to payday and hardly saving? It could be you're too busy to keep track of your money. Or...
Accountability and your finances
We all have good intentions when it comes to our wealth. We want to save more, pay down debt, invest well and do better financially... and yet, most of us never meet our wealth or financial goals. Other things easily get in the way of our resolutions and we get to...
Government to limit lost super losses
The Federal Government is introducing legislation to prevent fee erosion of lost super accounts with balances under $6,000 stating that they are committed to "ensuring that Australians have adequate retirement savings." Assistant Treasurer, Mr Josh Frydenberg has said...
Spring has Sprung!
Most of us have heard of the expression 'healthy, wealthy and wise.' It shows to me the inextricable link between our health, fitness and mood, and our money mindset and abilities. And, it's finally time to welcome in the first day of spring! Woohoo! We've made it...
Money & Mindset
The foundation of how and what we think about money often comes from the environment we were raised in, and our parents own views. We need to be very mindful of what exactly they taught us about money and how this impacts the decisions we make today. Cast your mind...
Choppy Markets affecting you?
As you've probably noticed, markets have been a little choppy of late! You may be wondering what it's all about. Hopefully, this will give you a basic insight into what's been going on! The primary influences for the recent market falls are: The Chinese currency...
China Moves to Halt Sharemarket Rout
Well, with all eyes on the dramas in Greece, for some it's overshadowed the more worrying concerns coming out of China. And if you feel Greece is Europe's problem, you're probably not alone - but China is a lot closer to home and the slump has triggered fear of a...
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