Creating a valid will is one of the most important things you can do to protect your loved ones. Here we explain how to go about it. Seek legal advice While DIY will kits can seem like an easy and inexpensive way to make a will, they can be fraught with pitfalls. Your...
What if you could reverse diabetes with chickpeas, fish and olive oil? A new study from Newcastle University links a very-low-calorie diet with the cessation of type 2 diabetes. Type 2 diabetes is a progressive condition, at first managed by diet or surgery, and then...
If your life insurance policy is in a drawer gathering dust, your family could be in for a nasty shock in the event of a claim. Here we outline some pitfalls to avoid when taking out cover. 1. Buying on price rather than cover No-one wants to pay too much for...
With the majority of Australians still dangerously underinsured, is it time you reviewed your cover? Jeff is a clean-living 53-year-old who exercises regularly, doesn’t smoke, enjoys a healthy diet and only indulges his love of good wine at the weekend. Yet things...
It’s devastating to watch the nightly news and see reports of young drivers, especially P platers, who are fatally injured or worse, killed on Australian roads. As a mum of two P-platers, it certainly concerns me. Unfortunately, there are no signs of this problem...
You might be shocked to know that the average super account balance for women when they retire is $90,000 less than the average for men, and 90% of women will retire with inadequate savings to fund a ‘comfortable’ lifestyle.1 These alarming statistics are a stark...
There are a large amount of advertisements recommending you take out life cover out with automatic acceptance, and no medicals. Simply sign up and be covered in under two minutes. Sounds too easy, right? But what issue does this pose at claim time? When taking out...
If there's only thing life constantly throws at us, it's change! It often occurs when we least expect it and can take us by surprise. Especially when it's the end or start of a relationship! Sometimes when emotions are running high and life is in a state of...
Warning, warning, warning, open your calendar now and lock in your insurance reviews!!! Things have changed in your life. Change is the one big constant in this world. Some change is radical and obvious like loosing a job, or getting a promotion or getting married...
For many, getting life insurance itself can be a scary thing, but it’s not about paying premiums. As cover can at times, be funded by super, this sometimes isn't even an issue! The idea of preparing for not being here any more, isn't very fun however. Most...
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