Have you heard about the reduction in Account Based Pensions and minimum draw downs? Capital losses from falling share prices are realised only if the company goes into liquidation or the shares are sold. Reducing the amounts drawn down from account based pensions...
Interest rates have been falling faster and longer than deeming rates for Centrelink and Veterans’ Affairs recipients. This makes it practically impossible to earn current deeming rates from bank accounts. So, what to deeming rate cuts mean for pensioners? High risk...
The Federal Budget explains to all Australians how the Government intends to manage the country’s finances. It outlines their tax and spending plans. Not only during the next financial year but into the future as well. Just like a household budget, the Federal Budget...
Lots of Social Security changes have been proposed in Budget 2017. Here's a highlights list of some of these. Please note that these are not yet enshrined in law. Reinstating the Pensioner Concession Card This will be reinstated for pensioners who lost their pension...
The chances are you dutifully file your tax returns every year but are you making the most of your government entitlements? In this article, we guide you through some key entitlements available for families. Are you confused about your government entitlements? The...
With many changes coming into effect this year – and more reforms being suggested – now is a great time to get your finances organised so you’re prepared. Changes to the Age Pension Changes to the Age Pension assets test kicked in at the beginning of January 2017. The...
Choosing how you age is not just about accommodation for you or your family. There are also a range of financial and emotional issues to plan for. The quality of today’s health care means we are enjoying longer lives, with current life expectancy levels far exceeding...
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