Choosing how you age is not just about accommodation for you or your family. There are also a range of financial and emotional issues to plan for. The quality of today’s health care means we are enjoying longer lives, with current life expectancy levels far exceeding...
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Strategies for soaring school fees
With private school fees rising each year, it pays to start saving early. Most parents believe a good education is an investment in their child’s future. But with the total cost of a private-school education approaching up to $500,000, finding a way to fund that...
The Big Budget Picture
Tracking where your money actually goes can make revealing reading. ASIC’s 2012 consumer-spending figures show the average household spends $69,000 a year: Australians splash $78.4 billion a year on their cars, compared to just $2.2 billion on public transport; almost...
2016 Federal Budget Analysis
Treasurer Scott Morrison has handed down his first Federal Budget - the Coalition Government’s third. The winners are low and middle income earners, unemployed youth and small business, and there are significant changes to superannuation. Note: These changes are...
The real costs of owning property
Australians have long been attracted to property as an investment. But we also tend to have a blind spot when it comes to the costs of owning it. Property holds a special place in the hearts and minds of Australians. But do we let our love for property cloud its...
Negative Gearing set to stay
Despite much talk, the Federal Government announced over the weekend they won't be making any changes to negative gearing in the upcoming budget. The news of course, was met with familiar cries that the tax concession distorts property prices and encourages...
Choppy Markets affecting you?
As you've probably noticed, markets have been a little choppy of late! You may be wondering what it's all about. Hopefully, this will give you a basic insight into what's been going on! The primary influences for the recent market falls are: The Chinese currency...
SMSF and Borrowing
Lots of clients are now very interested in the option of borrowing through their Self-Managed Superannuation Fund. An option that has come under the spotlight for the Financial System Inquiry. Here’s a checklist to ensure you comply,
Do Super Fees Matter to You?
Superannuation will play an increasingly important role in all our futures. What we do today is going to affect our retirement savings tomorrow.
Is a Self-Managed Super Fund right for you?
So most of us have heard about Self Managed Super funds, but where do they fit in the somewhat complex world of superannuation funds?
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